Deciding whether to refinance your home can be a difficult decision, and it’s important to have the right legal advice on hand. Refinancing closings involve complex paperwork , and it's essential that you hire an experienced lawyer who can represent your interests throughout the process.
At Rozin | Golinder Law, we are dedicated to making sure every step of the process goes as smoothly and quickly as possible, so you can rest assured knowing your financial future is secure. We understand how stressful this time can be, which is why our goal is always to provide compassionate service while still getting great results for our clients.
Refinancing vs. Mortgage Modification
Refinancing can be beneficial for borrowers who need access to additional funds, hope to reduce their monthly payments, or want to pay off their loan faster. It's also an option for those hoping to take advantage of lower interest rates or switch from an adjustable-rate mortgage (ARM) to a fixed-rate one. Refinancing can also provide homeowners with good credit scores and equity in their home with an opportunity to consolidate their debt or complete renovations.
In some cases, however, mortgage modification may be a more suitable option. Mortgage modification allows a borrower to keep their current loan while modifying its terms by reducing interest rates or extending repayment periods. This can help homeowners who are already struggling with high monthly payments and don't have enough equity in their home to refinance.
Deciding which of these options is best can be tricky. At Rozin | Golinder Law, our team of experienced attorneys can help you make an informed decision about which option best suits your unique situation.
Call (732) 810-0034 to Schedule a Consultation with Our Refinance Attorneys
At Rozin | Golinder Law, we understand how important it is for our clients to have a smooth and stress-free closing experience. We are committed to handling each transaction with care from start to finish. Our knowledgeable lawyers will review all documents, negotiate favorable terms on behalf of our clients, and provide advice throughout the entire closing process. With years of experience in New Jersey real estate law and a commitment to excellence, you can trust us with all your refinance closing needs.